Post Deductible Health Reimbursement Account (PDHRA) The PDHRA is a program that allows you to use the funds remaining from your prior Health Reimbursement Account (HRA) to utilize for eligible expenses after you meet your Health Savings Plan (HSP) deductible. The PDHRA funds rollover every plan year until they are exhausted and or fall below the plans eligibility requirements. Eligibility To be eligible for the PDHRA you must have had the following occur: • Enrolled in the Health Savings Plan • Had a prior Health Reimbursement Account with a year end balance • Ended 2013 with a HRA balance • On or after April 1, 2014 (the 90-day run out period) their balance is GREATER than $100 In order to maintain ongoing eligibility you must be continuously enrolled in the Health Savings Plan. If you leave the HSP, you will lose the PDHRA funds. Eligible Expenses The following expenses are allowed after meeting the Health Savings Plan deductible of $1,300 for individuals and $2,600 for families. • All 213d Medical expenses Blue Shield processes your Health Savings Plan medical claim; applies the network discounts, submits claim to HealthEquity (HEQ) to process payment to member (if applicable). HealthEquity tracks the employees Health Savings Plan deductible accumulators and after the employee has satisfied their Individual or Family deductible, employees receive payments from their PDHRA for out of pocket expenses. Employees should add an EFT account on the HealthEquity Portal to receive the reimbursements. PDHRA Termination Participation in the plan will end when either of the following occurs • Balance in the PDHRA is exhausted • If after 365 days the balance in the PDHRA remains below $100. In any either termination scenario, you will have 90 days to submit claims for expenses occurred while you were eligible under the Health Savings Plan. For more information, call 866.212.4729 every hour of every day.
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