Rev. 1/2011 FACTS WHAT DOES COUNTY SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and Credit scores When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons COUNTY SAVINGS BANK chooses to share; and whether you can limit this sharing. Does COUNTY SAVINGS BANK share? Can you limit this sharing? YES NO For our marketing purposes – to offer our products and service to you NO, we do not share N/A For joint marketing with other financial companies NO, we do not share N/A For our affiliates’ everyday business purposes – information about your transactions and experiences NO, we do not share N/A For our affiliates’ everyday business purposes – information about your creditworthiness NO, we do not share N/A For our affiliates to market to you NO, we do not share N/A For nonaffiliates to market to you NO, we do not share N/A Reasons we can share your personal information For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Questions? Call COUNTY SAVINGS BANK @ 610-521-1080 or stop in one of our branches Page 2 Who we are Who is providing this notice? COUNTY SAVINGS BANK What we do How does COUNTY SAVINGS BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does COUNTY SAVINGS BANK collect my personal information? We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your ATM or Debit card We also collect your personal information from credit bureaus or other companies. Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Why can’t I limit all sharing? Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. COUNTY SAVINGS BANK DOES NOT HAVE any affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. COUNTY SAVINGS BANK DOES NOT HAVE any non-affiliates. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. COUNTY SAVINGS BANK DOES NOT HAVE AND DOES NOT PARTICIPATE IN any formal joint marketing agreements. Other important information Please note: Since COUNTY SAVINGS BANK DOES NOT SHARE YOUR PERSONAL INFORMATION with any outside source other than what is described as legal for the purpose of performing our everyday business, YOU, our customer, DO NOT NEED TO “OPT-OUT” for any sharing of personal information. Should you have questions, please refer to the QUESTIONS section above or contact our Bank’s President. We, at COUNTY SAVINGS BANK, thank you for your confidence in our valued business relationship.
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